Protect Your Business and Secure Your Future: Expert Wealth Management for Business Owners

Safeguard Your Business: Protect against unexpected events that could threaten your company's survival and continuity.

Retain Key Talent: Offer competitive employee benefits that attract and retain the best people for your business.

Plan Your Exit Strategy: Maximise the value of your life's work with a well-structured succession or exit plan.

Business Protection and Strategic Planning are the Foundation of Long-term Success.

Building a successful business takes years of dedication, but unforeseen events can threaten everything you've worked for. At Harry Robinson Wealth Management, we help business owners protect their companies, support their employees, and plan for a successful future. Our comprehensive business wealth management services, supported by St. James's Place, ensure your business is resilient, your team is protected, and your exit strategy maximises the value you've built.

 

Without Proper Business Protection and Planning, You May Face Unforeseen Challenges

      • Business Vulnerability: The unexpected loss of a key person through death or critical illness could force your business to close or significantly impact operations.
      • Talent Retention Challenges: Without competitive employee benefits, attracting and retaining top talent becomes increasingly difficult in today's market.
      • Unprepared Exit: Many business owners reach retirement age without a clear exit strategy, potentially losing significant value or facing unexpected tax liabilities.

      Research shows that over a quarter of small businesses would have to immediately close if a key person died or became critically ill, yet many remain unprotected. Without strategic planning, the business you've spent years building could be at risk.

Why Choose Us for Business Protection and Planning?

Comprehensive Business Wealth Management Solutions that Evolve with your Company

At Harry Robinson Wealth Management, we provide comprehensive business wealth management services tailored to your company's unique needs. As specialist advisors with extensive experience in business protection and succession planning, and with support from St. James's Place, we ensure your business is protected and your future is secured:


  • Tailored Business Strategies: Plans aligned with your company structure, industry, and growth objectives.
  • Comprehensive Protection: From key person insurance to employee benefits, we provide solutions that safeguard your business and workforce.
  • Ongoing Support: As your business grows and evolves, we'll keep your strategy updated and ensure compliance with all regulations.

Protect your business and secure your future with our expertise in business wealth management.

 

Types of Business Wealth Management

Explore Comprehensive Business Wealth Management Solutions

Protecting your business is key to securing your livelihood and preserving the value you've built. At Harry Robinson Wealth Management, we understand that each business has unique risks, employee needs, and growth objectives. With our expertise and the support of St. James's Place, we provide tailored business wealth management strategies designed to safeguard your company and provide peace of mind for you and your team.

Whatever the nature of your business, we can help you find the most accurate and effective insurance and protection.

Make sure your business is prepared for cases where an employee is unable to work due to a long-term injury or illness. We can help you establish Group Income Protection to ensure you have financial protection and support.

Adding Group Private Medical Insurance to your business can be a valuable asset when it comes to providing both confidence and peace of mind to your existing workforce and, of course, be a great recruitment tool when hiring new talent. We help you find a solution that will be beneficial to both your business and your employees.

There are numerous regulations and laws surrounding workplace pensions. We make it simple to ensure that your business has a pension plan in place that meets all statutory requirements.


The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

It is beneficial for your company to offer protection to employees should they or their families experience a critical illness. We can help you find a solution that will equally benefit you, your business and your employees, so everyone can have peace of mind.

We make it simple and easy to find the right Trustee Investment Planning for your business, providing a wide range of investment options to help you grow over a medium to long-term period.


The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Get accurate advice on tax requirements for your business, personalised entirely to the specific needs of your individual situation.


The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

If you are looking to grow your business, we provide personalised advice designed to help you navigate a range of commercial and corporate investment solutions to help you achieve your next strategic objectives.


The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Whether you have decided it's time to plan your exit strategy or you just want to be prepared, we help you explore your options and get started on the best plan for you and your business.


Exit strategies may involve the referral to a service that is separate and distinct to those offered by St. James's Place.

The value of your investment with St. James's Place will be directly linked to the performance of funds you select and the value can therefore go down as well as up. You may get back less than you invested.



Trusts are not regulated by the Financial Conduct Authority. 

Our Process:

How We Support Your Business

1. Understanding Your Business

We start by understanding your company structure, key personnel, employee needs, and long-term business objectives.

2. Creating Your Business Strategy

We create a customised business wealth management plan that protects your company, supports your employees, and aligns with your growth and exit plans.

3. Ongoing Review & Support

We regularly review and adjust your strategy as your business evolves, ensuring compliance with regulations and effectiveness of all arrangements.

Take Control of Your Financial Future

Plan for Your Future with Our Retirement and IHT Calculators

Planning for your future is essential, and having the right tools to guide your decisions can make all the difference. The St James's Place Retirement and Inheritance Tax (IHT) Planning Calculators provide you with easy-to-use, practical tools to help you better understand and manage your financial goals. Whether you're looking to ensure a comfortable retirement or reduce the impact of IHT on your estate, these calculators are designed to give you a clear picture of your financial situation and help you make informed decisions that align with your long-term objectives.

Our Retirement Calculator is designed to help you plan for a secure and comfortable retirement. By inputting your current savings, income, and retirement goals, the calculator will provide an estimate of how much you need to save to achieve your desired lifestyle in retirement. It takes into account factors like inflation, investment growth, and life expectancy to give you a realistic view of what you can expect in the future. Whether you're starting early or nearing retirement, this tool is an essential resource for making smart financial decisions.

The Inheritance Tax (IHT) Planning Calculator helps you assess how much IHT your estate could be liable for and provides insights into ways you can reduce your exposure. By entering information about your assets and beneficiaries, the calculator gives you an estimate of the potential IHT liability your estate may face upon your passing. It also offers suggestions on strategies to mitigate the impact, such as gifting, trusts, and other estate planning options. This tool is invaluable for anyone looking to protect their wealth and ensure more of it is passed on to loved ones.

 

Our Advice Guarantee

Confidence in Every Recommendation

At Harry Robinson Wealth Management, your financial security is our top priority. That's why, as part of the St. James's Place Partnership, we offer a guarantee: St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the Group, more details of which are set out on the Group's website at www.sjp.co.uk/products.

Testimonials

Testimonials

“Harry has been great in helping me organise my affairs. He is clear, honest hardworking and everything we do is centred around my goals. It’s great to have someone who listens! I have complete faith in Harry and would not hesitate to recommend him to anyone.”

Chris Allen

Commercial Manager, Cardiff

"Harry has always gone above and beyond in ensuring my best interests. He provides honest, straightforward and trusthworthy advice that I can rely on. I do not hesitate recommending Harry to friends and family, as I know he provides an excellent service."

Adam Evans

Compliance Manager, Cardiff

"I am delighted to recommend Harry Robinson for the service he has provided me. His advice and professional approach is exemplary and I would recommend his services to anyone. I have found his approach in developing a personal relationship to be highly professional. He operates with integrity and he is very trustworthy. Highly recommended, thank you Harry!”

Neil Edwards

“Harry Robinson is a hardworking, conscientious and very professional adviser. His primary focus is on client interests and I am extremely satisfied with the service that I have received from him. So much so, in fact that I have already recommended him to a friend who has a similar need, and athat friend has already given me very positive feedback."

Chris Brown

Cardiff

“I have found working with Harry absolutely effortless. As a busy man Harry always ensures everything is efficient, concise & exactly what I need. After working with Harry I feel in very safe & knowledgeable hands. Look no further if your looking for financial advice.”

Rhys Blumberg

Swansea

“Thank you Harry for your patience and support and for your excellent financial advice. You made me feel confident that I am in good hands and I have complete faith in the advice you have provided. Harry is welcoming and professional and his clear expert knowledge creates a high level of trust. This approach is personally focused. I would fully recommend his services.”

Hazel Robinson

 Director, Cardiff

“Harry has provided an exceptional service both to myself and my company, professional together. He is very trustworthy and reliable and I have been delighted with the investment portfolio provided”

Philip Davies

Director, Swansea

FAQs

Key person protection provides financial security if a crucial team member dies or becomes critically ill. This protection helps your business continue operating, meet financial obligations, and recruit a replacement without threatening the company's survival. Harry Robinson Wealth Management can assess your key person risks and recommend appropriate cover.

Competitive employee benefits typically include workplace pensions, group private medical insurance, group income protection, and group critical illness cover. The right mix depends on your industry, workforce demographics, and budget. Harry Robinson Wealth Management can help you design a benefits package that attracts and retains top talent whilst remaining cost-effective.

Ideally, exit planning should begin 5-10 years before your intended exit date to maximise business value and minimise tax exposure. However, it's never too early to start thinking about succession planning. Harry Robinson Wealth Management can help you create a flexible exit strategy that evolves with your circumstances.

Multiple strategies exist to reduce business tax, including pension contributions, capital allowances, R&D tax credits, and efficient profit extraction methods. The right approach depends on your business structure and personal circumstances. Harry Robinson Wealth Management can provide tailored tax planning advice to help you retain more of your profits.

Unlock More Value and Expertise

Find Out How your Accountant can Help Unlock your Preferred Retirement.

With over a decade of experience, Harry Robinson Wealth Management is more than just a financial adviser—we're your partner in success. Supported by the extensive resources of St. James’s Place, we offer a range of wealth management services designed to meet your unique needs.

 

Start Protecting and Planning Your Next Phase of Business Ownership Today

Don't leave your business and your future to chance. Contact us today to discover how our business wealth management services can help you protect your company, support your employees, and secure the exit you deserve.